Boston, MA
Business Insurance
Every business, regardless of size, should have a risk management program in place to provide protection for the company, its employees and its owners.  Running a business is hard enough but being prepared for any mishaps can help ensure that your day-to-day operations can continue, even after an unforeseen incident. 
Condo Association & Apartment Complexes

 

Multi-unit buildings bring a unique batch of risk exposures.  Determining what things your tenant or the individual unit-owners are responsible for, versus what the property owner or association should be covering, can quickly get confusing.  

Ironside works with many property managers, condo associations, real estate professionals and developers on a daily basis.   These relationships have resulted in a wealth of experience with reviewing completed construction projects and property details to better prepare these commercial buildings for occupancy from a risk management standpoint.  

We have helped countless clients with buildings ranging from 2-unit structures to 200+ units.  So regardless of the size of your association or complex, our agents are ready to partner with you.

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Builders Risk & Development

 

Commercial property construction projects can range from simple to complex. With flexible solutions for development projects, we can cover ventures of all sizes and values. Whether it is a job valued under $1 million or over $25 million and everything in between, we can tailor specific solutions for your varying needs.

Making the insurance aspects of your project as convenient as possible is not only our mission, it’s our specialty.  We can provide:

  • Solutions for projects of any size
  • Quick and efficient quoting
  • Premium financing, including monthly installment options
  • Access to over 15 builder’s risk markets
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Commercial Auto

 

Whether your company has 1 vehicle or a whole fleet, keeping your business moving (literally) is clearly a priority.  Maintaining proper limits helps ensure that a fender bender won’t put your organization or assets in jeopardy.  

We work with top carriers to offer flexible options for all kinds of vehicles, big and small.

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Professional Liability

 

Professional Liability Insurance, which is often referred to as errors and omissions insurance, protects your business in the event you are sued for negligence or mistakes made, in the services you provide.

Who should consider professional liability insurance?

  • Anyone who provides a professional service
  • Anyone who gives advice to clients
  • If you are requested or required to obtain professional liability through a client contract
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General Liability

 

Just like your own personal assets, protecting your business’s assets in the event of a lawsuit is a necessary part of your regular business operations.  General liability protects your business against third party claims of bodily injury and/or damage to someone else’s property. It covers businesses who are sued for negligence, slander, libel, property damage, bodily injury, and medical payments.

You should consider GL insurance if:

  • You have access to clients equipment and portals
  • Interact with clients face to face
  • Represent a client’s business
  • If you are required to carry general liability insurance through a client contract
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Workers' Compensation

 

Not only is Workers’ Compensation coverage required by law in most states, it’s also a great way to protect your business against a lawsuit in the event an employee is injured on the job.  It also gives your staff members the peace of mind in knowing that if they were injured on the job and unable to work, that they can still pay their bills and medical expenses while in recovery.

Depending upon your industry and the actual work you and your employees perform, you may be eligible for coverage via the standard market or through the assigned risk pool.  Our agents can help find you the right carrier for your business and assist with things like audits and payroll billing, to ensure you are paying the appropriate premium.

 

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Cyber Liability

 

It’s hard to imagine running our businesses without all of the modern technology available.  We are connected to our prospects, clients and employees in ways never previously imagined.  The internet, e-mail, social media and cloud-based storage are all available to us in our offices or while on the go via our mobile devices. 

Unfortunately, this convenience brings an additional concern for safety, privacy and securing confidential information from getting into the wrong hands.  

Cyber insurance is designed to help offset the costs associated with the aftermath of a cyber-related security incident.  Still a relatively new but increasingly popular coverage, the need for this additional form of insurance is becoming more and more useful.  Ask your agent if this type of policy is right for you.

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